The Economic times today did a systematic study that showed something that SphereGreen has know for a long time: returns on Equity Mutual Fund SIP Investments are much better than PPF even in the worst case. And when Equity Markets do well, then Equity Mutual fund Investments grow to four times the size of PPF investments in 15 years. You can see the ET study: click here
The article says that PPF has given a return of about 9% per year over the last 15 years. Mutual Fund SIPs have given a return of 13.7% in the worst case and 26.6% per year in the best case, with an average return of 21.1% per year.
What this information does not show very well is the magnitude of difference these returns generate over a period of 15 years. Here it is: If you invested Rs. 10,000 per month for 15 years, then:
1. In a PPF this money would grow to 36.8 Lakhs
2. In the worst performing Equity Mutual Fund SIP it would grow to 54.9 Lakhs
3. In an average performing Equity Mutual Fund SIP it would grow to 1 Crore 5 lakhs
4. In the best performing Equity Mutual Fund SIP it would grow to 1 Crore 71 lakhs
In other words, those who invested in PPF instead of Equity Mutual Fund SIPs lost as much as Rs. 1 Crore 35 Lakhs in the last 15 years.
It takes fifteen minutes of your time to start a SIP and you can manage it online and stop investments or withdraw money in five minutes. Without these investments you will never be rich.
Write to us now at SphereGreen.Investments@gmail.com, or through this blog, or call us to invest straight away.
The article says that PPF has given a return of about 9% per year over the last 15 years. Mutual Fund SIPs have given a return of 13.7% in the worst case and 26.6% per year in the best case, with an average return of 21.1% per year.
What this information does not show very well is the magnitude of difference these returns generate over a period of 15 years. Here it is: If you invested Rs. 10,000 per month for 15 years, then:
1. In a PPF this money would grow to 36.8 Lakhs
2. In the worst performing Equity Mutual Fund SIP it would grow to 54.9 Lakhs
3. In an average performing Equity Mutual Fund SIP it would grow to 1 Crore 5 lakhs
4. In the best performing Equity Mutual Fund SIP it would grow to 1 Crore 71 lakhs
In other words, those who invested in PPF instead of Equity Mutual Fund SIPs lost as much as Rs. 1 Crore 35 Lakhs in the last 15 years.
It takes fifteen minutes of your time to start a SIP and you can manage it online and stop investments or withdraw money in five minutes. Without these investments you will never be rich.
Write to us now at SphereGreen.Investments@gmail.com, or through this blog, or call us to invest straight away.
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